This curriculum is designed to equip students with essential life skills, providing them with the knowledge and tools needed to navigate the complex landscape of personal finance and understand fundamental economic principles. The proposed curriculum aligns with the Code of Virginia §22.1-200-03B and aims to foster responsible citizenship, effective workforce participation, and long-term career success.

 

Curriculum Overview: Financial Literacy and Economic Principles

 

I. Interconnectedness with the Global Economy

Understanding local economic activities in the context of the global economy.

 

II. Financial Decision Making

Developing skills to make informed decisions in various financial scenarios.

 

III. Career Exploration

Guiding students through the exploration of diverse career paths and decision-making.

 

IV. Budgeting

Creating and managing budgets for personal and professional life.

 

V. Banking

Exploring fundamental concepts of banking, account management, and financial transactions.

 

VI. Credit and Insurance

Understanding credit, its importance, and the role of insurance in financial planning.

 

VII. Spending

Instilling responsible spending habits and discerning needs vs. wants.

 

VIII. Financing Postsecondary Education

Navigating the financial aspects of pursuing higher education.

 

IX. Taxes

Understanding tax systems and responsibilities.

 

X. Saving and Investing

Encouraging saving habits and introducing basic investment principles.

 

XI. Buying/Leasing a Vehicle

Guiding students through the process of acquiring a vehicle.

 

XII. Living Independently

Preparing students for independent living and associated financial responsibilities.

 

XIII. Investing in Oneself

Emphasizing personal development and acquiring valuable skills.

 

XIV. Incorporation of Code of Virginia §22.1-200-03B Objectives

Aligning with specified economics and financial literacy objectives.

 

XV. Co-curricular Career and Technical Student Organization (CTSO) Activities

Engaging students in activities for leadership and interpersonal skills.

 

XVI. High-Quality Work-Based Learning (HQWBL)

Providing practical, experiential learning opportunities in partnership with local businesses.

 

XVII. Basic Occupational Skills in Finance

Covering foundational skills for entry-level employment in the finance field.

 

This curriculum is intended to empower our students with the knowledge and skills necessary for responsible citizenship and successful careers. I believe that the integration of real-world scenarios, experiential learning, and collaboration with local businesses will enhance the practicality and effectiveness of this curriculum.